How secure is my data in the Maisha Fiti App?

MaishaFiti is fully compliant with local Data Protection policies. Additionally, your log in is secured via two factor authentication with error free codes, encryption, and a strong security check. To find out more, read the privacy policy.

What information does the MaishaFiti App collect?

The MaishaFiti collects: Your biodata (Name, age, ID number date of birth, policy details) Your calories Your step count Distance covered Geographical location MaishaFiti Application respects your rights and privacy and is committed to protecting the information collected through the services offered. Read the privacy policy.

Who is eligible for the J-Care Medical Cover?

J-Care is available for individuals from birth (term babies of 38 weeks) up to 64 years of age. Existing members aged 65 years and above are transitioned into our J-Seniors plan, ensuring they have coverage for life without age restrictions, subject to annual renewal.

What cashback rewards am I entitled to for completing the Daily Step Master Challenge?

You will receive cashback rewards that translate to up to 15% discount of the premium you paid when purchasing your policy. Cashback rewards will be distributed quarterly upon completion of the cumulative Daily Step Master Challenge.

What is the Step Master Challenge?

The Step Master Challenge is an integral part of the Do Anything For Steps Campaign. With the Step Master Challenge your completed daily, weekly, and monthly step challenges will earn you points.

What is the DO ANYTHING FOR THE STEPS CAMPAIGN by Jubilee Health Insurance?

Do Anything For The Steps Campaign is a MaishaFiti wellness offer that helps you live a healthier lifestyle by encouraging physical activity and fostering a vibrant community. The campaign seeks to empower you to fit your way to wellness and pay less premium through cashback rewards for achieving daily step and / or caloric targets. The steps and calorie targets are in line with WHO recommendations for heart health.

Planning for A Comfortable Retirement Today

By Helena Mzena

CEO, Jubilee Life Insurance

In the journey of life, we transverse through distinct seasons, each bearing its own significance. Life, in its essence, comprises yesterday, today and tomorrow. These three phases collectively shape the trajectory towards a successful life.

Yesterday symbolizes our past decisions, experiences and actions upon which our present stands. Today is the canvas on which we paint our aspirations, make decisions and take actions that will ripple into the future. Tomorrow represents the culmination of our past and present efforts. Embracing the journey of life means recognizing the significance of each phase while taking proactive steps to shape our future, especially when it comes to financial planning for retirement.

A retirement plan is a roadmap to a comfortable life after work. It entails setting goals, saving, investing and managing assets that will provide for your needs and lifestyle during retirement. In order to enjoy a comfortable and peaceful retirement, individuals must seize the present moment to build their future financial security.

According to FinScope Tanzania 2023 Survey, 28 per cent of Tanzanian adults aged 55 years and below have no retirement plans. Data from the survey also shows that 8 per cent of the people expect their children to take care of them when they retire while 2 per cent depend on money from family and friends. We must begin to take daily steps that will guarantee a peaceful and stable retirement.

The journey towards retirement security begins by setting clear retirement goals. This includes envisioning your ideal retirement lifestyle such as where you want to live, activities you want to pursue and any specific financial goals you want to achieve. This assessment will not only enable you access your current financial situation but also establish financial habits that lay the base for a robust retirement plan. Just as a strong building requires a solid foundation, securing a comfortable retirement requires disciplined financial practices throughout one’s working years. Financial habits such as budgeting, saving and managing debt will not only ensure stability in the present but also lay the groundwork for individuals to build wealth over time, ultimately achieving their retirement goals.

Secondly, individuals who desire independence during their golden years must embark on retirement savings early. At Jubilee Life Insurance, we believe that we must prepare for a better tomorrow today. Through solutions such as Personal Pension Plan, we enable our customers to invest gradually for their future. The power of compounding allows investments to grow exponentially over time, turning modest contributions today into significant assets in the future. By harnessing consistent saving and smart investing, individuals can take control of their financial future rather than leaving it to chance or relying on others.

Additionally, planning for retirement is a journey best undertaken with informed guidance. While concepts like compounding interest and investment tools are powerful tools, understanding how to apply them effectively to your unique financial situation requires expertise. Seeking professional guidance will empower individuals with clarity and confidence as they navigate the complexities of retirement planning.

A financial advisor will help you access your financial standing, establish achievable goals and develop a tailored strategy to meet them. Financial advisors also provide valuable insights into risk management and tax optimization, ensuring that your retirement plan is robust and adaptable to changing circumstances. Jubilee Life

By Helena Mzena

CEO, Jubilee Life Insurance

Insurance recognizes the importance of professional guidance in securing a comfortable retirement. We are committed to not only provide solutions that secure our customer’s future but also provide financial counsel to enable them to attain their financial goals.

As we prepare for the future, we must recognize the significance of balancing enjoyment and preparation. Cultivating experiences, relationships and personal fulfillment will enrich life’s journey and contribute to overall well-being, enhancing the quality of life both now and in retirement.

By embracing the present moment and taking proactive steps towards retirement planning, individuals can embark on a journey of financial security and fulfillment. This will ensure that retirement years are characterized by comfort, independence and peace of mind.