How secure is my data in the Maisha Fiti App?

MaishaFiti is fully compliant with local Data Protection policies. Additionally, your log in is secured via two factor authentication with error free codes, encryption, and a strong security check. To find out more, read the privacy policy.

What information does the MaishaFiti App collect?

The MaishaFiti collects: Your biodata (Name, age, ID number date of birth, policy details) Your calories Your step count Distance covered Geographical location MaishaFiti Application respects your rights and privacy and is committed to protecting the information collected through the services offered. Read the privacy policy.

Who is eligible for the J-Care Medical Cover?

J-Care is available for individuals from birth (term babies of 38 weeks) up to 64 years of age. Existing members aged 65 years and above are transitioned into our J-Seniors plan, ensuring they have coverage for life without age restrictions, subject to annual renewal.

What cashback rewards am I entitled to for completing the Daily Step Master Challenge?

You will receive cashback rewards that translate to up to 15% discount of the premium you paid when purchasing your policy. Cashback rewards will be distributed quarterly upon completion of the cumulative Daily Step Master Challenge.

What is the Step Master Challenge?

The Step Master Challenge is an integral part of the Do Anything For Steps Campaign. With the Step Master Challenge your completed daily, weekly, and monthly step challenges will earn you points.

What is the DO ANYTHING FOR THE STEPS CAMPAIGN by Jubilee Health Insurance?

Do Anything For The Steps Campaign is a MaishaFiti wellness offer that helps you live a healthier lifestyle by encouraging physical activity and fostering a vibrant community. The campaign seeks to empower you to fit your way to wellness and pay less premium through cashback rewards for achieving daily step and / or caloric targets. The steps and calorie targets are in line with WHO recommendations for heart health.

Inclusion of Health Insurance is Critical in Any Financial Planning Strategy

By Dr. Harold Adamson

CEO, Jubilee Health Insurance

Financial planning is the process of setting goals, assessing resources and creating a strategy to achieve those goals in a way that maximizes well-being and financial security. It involves analyzing current financial situations, identifying future objectives while managing risks.

In the realm of financial planning, one crucial aspect often overlooked is health insurance. While individuals meticulously strategize their finances by allocating funds towards retirement, investment and savings, the significance of securing health insurance is frequently neglected.

The importance of safeguarding both one’s health and financial well-being cannot be over stated. In today’s dynamic world, we must all recognize the profound interconnectedness of health and financial prosperity. This realization will enable us to proactively fortify ourselves against unforeseen challenges while cultivating a resilient foundation for our future. An essential step in this journey is integrating comprehensive health insurance plans into our financial planning strategies.

To begin with, health insurance serves as the cornerstone in any comprehensive financial strategy. The cost of healthcare can be exorbitant, derailing even the most meticulously crafted financial plans. Medical costs not only impact the individual seeking treatment but also their family. The financial strain is extended to family members who are relied on for support in the face of mounting medical bills. A health insurance plan enables the affected individuals to access care while allowing family members to focus on providing emotional support, rather than worrying about the financial implications of medical expenses.

Beyond covering treatment costs, health insurance often includes provisions for preventative care and wellness programs. Regular check-ups, screenings, vaccinations and lifestyle counselling can help identify health issues early on, allowing for timely intervention and reducing the likelihood of more serious complications down the line. For instance, our company’s JCare Premium Plan enables our customers to access quality preventative care. We believe that promoting a comprehensive approach to health management will empower our customers to safeguard their well-being while reducing the occurrence of chronic conditions through preventive measures.

Thirdly, the absence of health insurance places individuals in a precarious financial position. This may necessitate them to liquidate assets and investments to cover medical expenses. Without the protection of insurance, individuals are forced to deplete their savings, sell valuable assets or even incur significant debt in order to afford necessary medical treatment. This highlights the crucial role of insurance in safeguarding a person’s well-being and ensuring access to essential healthcare services without resorting to drastic measures.

In closing, health insurance is not just another expense but a critical component of any sound financial plan. By mitigating the financial risks associated with illness and injury, health coverage provides individuals and their families with the security and stability they need to pursue their aspirations and build a prosperous future. With this understanding, coverage should be regarded as an indispensable pillar of financial planning, deserving careful consideration and prioritization.