How secure is my data in the Maisha Fiti App?

MaishaFiti is fully compliant with local Data Protection policies. Additionally, your log in is secured via two factor authentication with error free codes, encryption, and a strong security check. To find out more, read the privacy policy.

What information does the MaishaFiti App collect?

The MaishaFiti collects: Your biodata (Name, age, ID number date of birth, policy details) Your calories Your step count Distance covered Geographical location MaishaFiti Application respects your rights and privacy and is committed to protecting the information collected through the services offered. Read the privacy policy.

Who is eligible for the J-Care Medical Cover?

J-Care is available for individuals from birth (term babies of 38 weeks) up to 64 years of age. Existing members aged 65 years and above are transitioned into our J-Seniors plan, ensuring they have coverage for life without age restrictions, subject to annual renewal.

What cashback rewards am I entitled to for completing the Daily Step Master Challenge?

You will receive cashback rewards that translate to up to 15% discount of the premium you paid when purchasing your policy. Cashback rewards will be distributed quarterly upon completion of the cumulative Daily Step Master Challenge.

What is the Step Master Challenge?

The Step Master Challenge is an integral part of the Do Anything For Steps Campaign. With the Step Master Challenge your completed daily, weekly, and monthly step challenges will earn you points.

What is the DO ANYTHING FOR THE STEPS CAMPAIGN by Jubilee Health Insurance?

Do Anything For The Steps Campaign is a MaishaFiti wellness offer that helps you live a healthier lifestyle by encouraging physical activity and fostering a vibrant community. The campaign seeks to empower you to fit your way to wellness and pay less premium through cashback rewards for achieving daily step and / or caloric targets. The steps and calorie targets are in line with WHO recommendations for heart health.

Health Insurance has the Potential to Address Health Disparities

By Wilbert Mweiro

Jubilee Health Insurance

In an ideal world, everyone should have access to quality care regardless of their age and socioeconomic status. The reality is far from perfect as health disparities persist across various demographic groups.

Health disparities refer to differences in health outcomes or assess to healthcare services between distinct population groups. For instance, individuals with lower incomes or communities based in rural areas may often face barriers as they seek health services. Amidst these challenges, health insurance is a powerful tool that can be used to bridge these gaps while promoting greater health equity.

One of the ways that insurance companies can bridge these gaps is through the implementation of initiative-taking measures such as targeted outreach programs for underserved communities. Through strategic partnerships with community organizations and health facilities, insurers can offer healthcare services through mobile health clinics.

Secondly, health insurance companies can help bridge health disparities by mitigating the financial barriers to healthcare access. Medical expenses can be prohibitively expensive, especially for those without insurance coverage. Uninsured individuals are more likely to delay or forego necessary medical care, leading to untreated health conditions and preventable complications. Health insurance provides individuals with the financial means to afford healthcare services such as preventative care, doctor visits and hospitalizations, medications and chronic disease management. This calls for the innovation of more affordable and comprehensive insurance solutions to expand healthcare access and respond to the diverse needs of individuals and communities.

Furthermore, insurance companies can advocate for policies and initiatives aimed at addressing health disparities and improving healthcare access for all. This includes engaging with policymakers, stakeholders and community organizations to shape and influence policies that prioritize access to quality care. Such partnerships will also play a key role in health promotion through education and outreach. By providing information and resources on preventative care, disease management and lifestyle choices, health players can empower individuals to take control of their health while making informed decisions about their healthcare needs. This approach of health promotion will reduce disparities by addressing underlying factors that contribute to poor health outcomes.

Overall, insurance companies have the potential to be powerful agents of change in reducing health disparities. Addressing these discrepancies is a strategic necessity for building healthier and more resilient communities. We must therefore continue to implement practical initiatives and roll out innovative coverage options that improve access to healthcare.