When can I access a policy loan and what percentage can I access?

If provided for in your contract, you can access a loan from your policy after the policy has been in force for a period of 3 years or 5 years depending on the type of product selected. The loan amount is 90% of the policy surrender value.
It is important to note that an interest is charged on the outstanding loan. Kindly repay the outstanding loan as soon as possible to avoid accumulation of interest.